Money can be invested so that it helps poor communities develop their economic capacities. However, lending money from commercial parties is often impossible to the poor. In such circumstances, micro-finance institutions can help. Still, in rural areas their financial services remain limited. This publication tries to identify rural finance approaches that respond to the needs and capacities of poorer clients.
These rural finance services vary, from community-based savings and lending groups of local farmers, to institutions that provide loans to small agricultural businesses.
This Agrodok describes savings, lending, and insurance practices all over the world, and identifies service providers working in the informal and the (semi-)formal financial sector. It also discusses current approaches and methodologies.
The booklet gives details about rural finance, describing good practices and pointing out how they can be made to work in the field. Special attention is paid to the sustainability of the initiatives and to integrated approaches.
The list of useful addresses lists organisations that can be consulted for those who want to develop and implement programmes for rural micro-finance services.
Sample PDF: The Rural Finance Landscape
No. of pages: 69